Rental Types

Compare Rental Types and Requirements

See what’s allowed, what permits you need, and how regulations differ across rental durations.

Short-term rental

Allowed with permit

Under 30 nights

Airbnb, VRBO, direct booking

Permit required

Type 1 or Type 2 STR Licence

Type 1 = owner-occupied · Type 2 = non-owner-occupied

90-night annual cap for non-primary residences in restricted zones

Licence number must appear on all listing platforms

Max occupancy: 2 guests per bedroom plus 2 additional

Need the full application walkthrough?

Get your STR licence

Mid-term rental

Generally allowed

30–365 nights

Furnished monthly stays

Permit required

No STR permit needed

Standard residential tenancy law applies · Written lease recommended

No annual night cap or density restrictions

No Hotel Occupancy Tax — meaningfully lower tax burden

Landlord-tenant rights apply — deposit, habitability, and notice obligations

Mid-term is lower friction. Get the basics right.

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Long-term rental

Fully allowed

12-month lease

Standard residential

Permit required

None — standard residential use

Residential Property Code governs · No STR obligations

No permits, night caps, or density restrictions

No Hotel Occupancy Tax obligations

Standard habitability, notice, and deposit rules apply

taxes

What Applies and Who Handles It

Understand which taxes apply, who collects them, and what you’re responsible for, especially when handling direct bookings.

STATE

Hotel Occupancy Tax

Collected by

Airbnb, VRBO

Who files

Platform on your behalf

Applies to

STR under 30 days only

County

County HOT

Collected by

Platform or operator

Direct bookings

You must register & file

Applies to

STR under 30 days only

CITY

City hOT

Collected by

Platform or operator

Filing frequency

Monthly

Applies to

STR under 30 days only

Combined total

All taxes, all levels

17%

OTA bookings

Platforms handle state portion

Direct bookings

You collect & file all three

Mid / Long-term

No HOT applies

Direct bookings mean three separate filings

Miss one and you're exposed. Lodge Compliance helps you automates all three

Automate Taxes Now

FAQs & Guides

Common Question From Operators

Clear answers to help you understand what’s required, and a straightforward way to get it done.

Let's Get You Compliant

How do I register my property as an STR in Texas?

Do I need a permit for mid-term rentals in Texas?

How do I handle taxes if I take direct bookings?

What happens if I don't comply?

Overview

The U.S. Virgin Islands, with its pristine beaches, crystal-clear waters, and rich cultural heritage, has long been a tropical paradise for travelers. Popular destinations like St. Thomas, St. John, and St. Croix are known for their vibrant tourism, offering a mix of luxury resorts, historical landmarks, and adventure-filled excursions. In recent years, the rise of short-term rentals has further transformed the hospitality landscape, giving visitors the option to stay in private villas, beachfront cottages, and other unique accommodations that capture the essence of island life.

In 2024, the short-term rental market in the U.S. Virgin Islands generated significant income for the local government, bringing in an estimated $40 million in tax revenues. This growth reflects the increasing popularity of platforms like Airbnb, Vrbo, and

Overview

As of my current knowledge, there is no specific national association exclusively representing short-term rental (STR) owners in the U.S. Virgin Islands (USVI). However, STR owners can access resources and support through various channels:

Department of Licensing and Consumer Affairs (DLCA): The DLCA oversees the licensing and regulation of short-term rentals in the USVI. They provide guidance on compliance, licensing requirements, and other regulatory matters pertinent to STR operations.
Local Chambers of Commerce: Engaging with local business organizations, such as the St. Croix Chamber of Commerce, can offer networking opportunities, resources, and advocacy for STR owners. These organizations often provide valuable insights into the local business environment and may offer support services beneficial to STR operators.
Online Communities and Forums: While not specific to the USVI, online platforms and forums dedicated to short-term rental hosts can be valuable resources for sharing experiences, advice, and best practices. These communities often discuss region-specific challenges and solutions, which can be beneficial for STR owners in the USVI.

It's advisable for STR owners in the USVI to stay informed about local regulations and consider joining broader hospitality or tourism associations that operate within the territory. Additionally, consulting with local authorities and engaging with community organizations can provide further support and ensure compliance with local laws.

Stay Compliant with Ease